Powered by the XRP Ledger

Search. Offer.
Escrow. Close.

XScrow helps buyers and sellers coordinate real estate transactions using NFT property listings, XRP escrow, and title checklist tracking.

NFT Listings. XRP Escrow. Secure Closings.

Blockchain-secured escrow
Title company workflow
Real-time XRPL settlement

How XScrow Works

A structured, milestone-driven closing process — from first search to deed recording.

01
01

Search Homes

Browse NFT-listed properties by ZIP code, city, price range, or XRP acceptance. Every listing is anchored on the XRPL.

02
02

Make Offer

Submit your offer with buyer wallet address, USD/XRP offer amount, earnest deposit, and inspection period details.

03
03

Fund Earnest Deposit

Buyer funds earnest deposit into XRP escrow. Funds are held securely on-ledger and refundable during the inspection window.

04
04

Complete Title Checklist

Buyer, seller, and title company work through 17 closing milestones — disclosures, inspection, appraisal, title search, and more.

05
05

Fund Final Balance

After checklist completion, buyer funds the remaining balance into a second XRP escrow. Purchase Price minus Earnest Deposit.

06
06

Release Escrow & Close

Buyer, seller, and title company approve closing. Escrow releases to seller. NFT transfers to buyer. Deed records. Done.

Why XScrow

Real estate settlement infrastructure built for the XRPL era — combining blockchain transparency with title company discipline.

Transparent Milestones

Every checklist step is visible to all parties in real time. No black boxes, no "waiting to hear back." Progress is on-chain and on-screen.

Blockchain Escrow

Earnest deposits and final balance are held in XRPL escrow — not a bank account. Funds release only when conditions are met.

Seller Control

Sellers set terms, accept or counter offers, and approve closing. No hidden fees, no intermediary controlling your proceeds.

Buyer Confidence

Buyers see exactly where their funds are at every stage. Inspection refund window is enforced by smart contract logic, not paper terms.

Title Company Workflow

XScrow mirrors the professional title company checklist — disclosures, title search, commitment, deed recording — in a structured digital workflow.

SCRO Utility Token

XRP powers settlement. SCRO powers the marketplace.

XScrow separates real estate payment from platform utility. Buyers and sellers use XRP escrow for earnest deposits and final settlement, while SCRO supports listing access, offer verification, closing rewards, and user reputation.

XRP — Real Settlement
  • Earnest deposit escrow
  • Final balance escrow
  • Real settlement between buyer and seller
SCRO — Platform Utility
  • Listing access & featured boosts
  • Buyer verification badge
  • Offer submission protection
  • Closing milestone rewards
  • Marketplace reputation
Learn About SCRO Token

See a Live XRPL Closing in Action

Explore our fully-featured demo transaction — from NFT listing to escrow release.

Modern two-story home with white facade and large windows in Scottsdale Arizona
Featured XRPL Demo
NFT: rN7n...TxA9#0042

14832 Sonoran Trail Dr

Scottsdale, AZ 85255
Under Contract
$1,285,000
≈ 2,140,000 XRP
4Beds
3.5Baths
3,240Sq Ft

$38,500 (3%)

Aug 15, 2026

11/17
Funded
View Full Closing Dashboard

Legal Disclaimer

XScrow does not replace a licensed real estate broker, title company, escrow company, attorney, lender, or county recorder. XScrow is a technology platform that facilitates listing management, offer coordination, transaction tracking, and closing workflow management.

Property ownership transfers exclusively through legal closing documents and county recording—not through NFT transfers, SCRO tokens, or blockchain transactions. The NFT associated with a listing is a digital representation used for tracking and recordkeeping purposes only and does not constitute legal title, deed ownership, or any property rights.

SCRO is a platform utility token and does not represent ownership, equity, title rights, deed rights, securities, investment contracts, profit-sharing rights, or any legal interest in real property.

All parties should work with licensed professionals in their jurisdiction, including real estate agents, title companies, attorneys, lenders, inspectors, and escrow providers where applicable.

XRP escrow functionality displayed on this platform may be simulated, mocked, or used for demonstration purposes during development and testing. Users are solely responsible for conducting proper legal, financial, and real estate due diligence before entering into any transaction.

Always consult a licensed real estate attorney before entering into any purchase agreement or transferring ownership of real property.